Artha Credit

Terms Of Use

This web site is operated by Artha Solutions Pte Ltd (the “Company”). Throughout the site, the terms “we,” “us” and “our” refer to the Company and its affiliates, where appropriate and relevant. This website has not been registered with any regulatory authority.
The Company is the author and publisher of the Website – www.arthecredit.com as well as the software and applications provided by the Company, including but not limited to the software and applications on the Website.
The Company offers this web site, including all information, tools and services available from this site, to you, the user, conditional upon and pursuant to your acceptance of all the terms, conditions, policies and notices stated here. You are advised to read though carefully and in its entirety prior to using the website. When you access, browse or use this Website, you accept, without limitation or qualification, the below mentioned terms and conditions and notices stated herein, as updated from time to time. If you do not want to be bound by the Terms, you agree to immediately discontinue your use of this Website.
Some features that may be available on this site require registration. By registering at and in consideration of your use of the site you agree to provide true, accurate, current and complete information about yourself. Notwithstanding anything in this website, your eligibility for any product or service on this website is subject to acceptance by the Company.
The Company collects the information of all Users and or/applicants for financial products in accordance with the ‘Know Your Customer’ – Anti Money Laundering Standards (AMLS) governed by Monetary Authority of Singapore (MAS) as well as the respective jurisdictions where the Company provides its services. By accepting these Terms of Use you understand and accept that the Company is required to conduct a background verification and maintain the data of the User and report the same to the appropriate authority for e.g. Financial Intelligence Unit-India / Central KYC Records Registry (only if required).
The company does not make any warranties or representations regarding the use of the materials on this site in terms of their completeness, correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise.
The Company is not responsible if any information available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used by you as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk. This site may contain certain historical information, which by definition, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on the site. You agree that it is your responsibility to monitor changes to the site. Your use of this website constitutes agreement to all such changes.
The Company may discontinue or change any product or service described or offered on this website at any time.
The information contained on this website does not constitute a recommendation, solicitation or offer by the Company or its affiliates to buy or sell any financial instruments or provide any investment advice or services. Prior to undertaking any transaction involving information you receive from this website, you should consult your business advisor, lawyer, tax and accounting advisors with respect to you using any information from this website or availing of any products or services made available by the company.
Unauthorised use of this website, any information contained therein and unauthorised entry into the Company’s systems is strictly prohibited. Further, you shall not use contact information provided on the site for unauthorized purposes, including marketing. You shall not use this website in any way which is unlawful, illegal, fraudulent, threatening, harassing, vulgar, obscene, abusive or harmful, or otherwise objectionable, or in connection with any such purpose or activity.
The Company reserves the right to undertake all necessary steps to ensure that the security, safety and integrity of its systems as well as its users’ interests are and remain, well-protected. Towards this end, we may take various steps to verify and confirm the authenticity, enforceability and validity of your acts, requests or information placed by you.
You shall not use any hardware or software intended to damage or interfere with the proper working of the site or to surreptitiously intercept any system, data or personal information from the site. You agree not to interrupt or attempt to interrupt the operation of the site in any way. The Company reserves the right, in its sole discretion, to limit or terminate your access to or use of the site at any time without notice. Termination of your access or use will not waive or affect any other right or relief to which the Company may be entitled at law or in equity.
You acknowledge that you are responsible for any material you may submit via the site, including the legality, reliability, appropriateness, originality and copyright of any such material. You shall not upload to, distribute or otherwise publish through this site any content that:
1. is confidential, proprietary, false, fraudulent, libellous, defamatory, obscene, threatening, invasive of privacy or publicity rights, infringing on intellectual property rights, abusive, illegal or otherwise objectionable;
2. may constitute or encourage a criminal offense, violate the rights of any party or otherwise give rise to liability or violate any law; or
3. may contain software viruses, political campaigning, chain letters, mass mailings, or any form of “spam.”
4. You shall not use a false email address or other identifying information, impersonate any person or entity or otherwise mislead as to the origin of any content. You will not upload commercial content onto the site.
5. You shall not insert a hyperlink to this website or any part thereof or “mirror” any Content on any other server, website or web page.
If you do submit material, and unless we indicate otherwise, you grant the Company and its affiliates an unrestricted, nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display such material throughout the world in any media. You further agree that the Company is free to use any ideas, concepts, know-how that you or individuals acting on your behalf provide to the Company. You grant the Company and its affiliates the right to use the name you submit in connection with such material, if they so choose.
This site may contain links to other Web sites, some of which are operated by the Company or its affiliates and others of which are operated by third parties. These links are provided as a convenience to you and as an additional avenue of access to the information contained therein. We have not reviewed the information on those other sites and are not responsible for the content of those or any other sites or any products or services that may be offered through those or any other sites. Inclusion of links to other sites should not be viewed as an endorsement of the content of linked sites. Different terms and conditions may apply to your use of any linked sites. The Company is not responsible for any losses, damages or other liabilities incurred as a result of your use of any linked sites.
Trademarks, logos and marks displayed on this site are registered/unregistered trademarks of the Company, its licensors or content providers, or other third parties. All of these trademarks, logos and marks are the property of their respective owners. Nothing on this site shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or mark displayed on the site without the owner’s prior written permission. You shall have no right or licence to download, reproduce or use any such Marks or the name of the Company whether for use as a link to any website or otherwise, except with the prior approval of the Company or the relevant third parties. The Company reserves all rights not expressly granted in and to the site and its content.
Your use of this site is at your sole risk. The site is provided on an “as is” and “as available” basis. We reserve the right to restrict or terminate your access to the site or any feature or part thereof at any time. The company expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose and any warranties that materials on the site are non-infringing, as well as warranties implied from a course of performance or course of dealing; that access to the site will be uninterrupted or error-free; that the site will be secure; that the site or the server that makes the site available will be virus-free; or that information on the site will be complete, accurate or timely. If you download any materials from this site, you do so at your own discretion and risk. You will be solely responsible for any damage to your computer system or loss of data that results from the download of any such materials. No advice or information, whether oral or written, obtained by you from the company or through or from the site shall create any warranty of any kind.
You acknowledge and agree that you assume full responsibility for your use of the site. You agree that any information you send or receive during your use of the site may not be secure and may be intercepted by unauthorized parties. You acknowledge and agree that your use of the site is at your own risk and that the site is made available to you at no charge. Recognizing such, you acknowledge and agree that, to the fullest extent permitted by applicable law, neither the company nor its affiliates, suppliers or third party content providers will be liable for any direct or indirect damages arising out of or in any way related to the site, or any other site you access through a link from this site or from any actions the company takes or fails to take as a result of communications you send to us, or the delay or inability to use the site, or for any information, products or services advertised in or obtained through the site, removal or deletion of any materials submitted or posted on its site, or otherwise arising out of the use of the site, whether based on contract, tort, strict liability or otherwise, even if the company or its affiliates or any of its suppliers has been advised of the possibility of damages. You specifically acknowledge and agree that neither the company nor its suppliers shall be liable for any defamatory, offensive or illegal conduct of any user of the site. Your sole and exclusive remedy for any of the above claims or any dispute with the company is to discontinue your use of the site.
You agree to indemnify, defend and hold harmless the Company, its affiliates and its directors, employees, agents, licensors, service providers and suppliers from and against any and all losses, liabilities, expenses, damages and costs, including reasonable attorneys’ fees and court costs, arising or resulting from your use of the site and any violation of these Terms of Use. If you cause a technical disruption of the site or the systems transmitting the site to you or others, you agree to be responsible for any and all losses, liabilities, expenses, damages and costs, including reasonable attorneys’ fees and court costs, arising or resulting from that disruption.
This site is controlled, operated and administered by the Company based in Singapore. Neither the Company nor its affiliates make any representation that materials at this site are appropriate or available for use at locations outside of Singapore and access to them from territories where their contents are illegal or is prohibited. If you access this Site from locations outside of Singapore, you are responsible for compliance with all local laws. These Terms and Conditions of use shall be governed by the laws of Singapore.
Our Services are offered only in countries where they may be lawfully offered by the Company. The materials & services offered on this Website are not intended for use by persons located in, or resident in territories that restrict the distribution of such materials. The information provided on this Website is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Website shall not be considered as communicating any invitation or inducement to engage in any activity outside any jurisdiction where the Company is not licensed or authorised to perform such activities.
The Company reserves the right, at its sole discretion, to change, modify, add or remove any portion of these Terms of Use. Your continued use of the site after any changes to the Terms of Use or other policies means you accept the changes. In the event we make material changes to the Terms of Use, the revised terms will take effect thirty days after their publication on the site.
A person not a party to any transaction between you and the Company has no right under these Terms of Use under the Contract (Rights of Third Parties) Act of Singapore.
These Terms of Use are governed by the laws of Singapore and you irrevocably submit to the exclusive jurisdiction of the courts of Singapore in order to settle or resolve any dispute which may arise out of or in connection with these Terms of Use.