About Us

Artha Solutions was born out of our founders’ passion to find an efficient and effective technology led solution to address the massive demand supply gap in SME credit. Artha derives its “purpose” (literal meaning of Artha) in providing SMEs access to finance, by partnering with the Banks and Financial Institutions with large SME customer base. Our Mission is to “Provide financial freedom to the underbanked and unbanked SMEs through fintech solutions”.

We aim to address the massive SME credit gap problem through a combination of state-of-the-art technology, continuous process innovation and rigorous credit management capabilities honed over decades of experience in the banking sector. We have developed an unique, robust, integrated technology-based platform that reduces friction in the system, making it easier for banks to onboard borrowers, assess credit risk and provide SMEs access to a wide range of financing options. Our platform is “designed by bankers for banks” tailored towards SME financing.

We have a committed team of founders and core management team who passionately believe in the vision and bring their diverse expertise and experience to make the dream a reality. We are working with local partners in each of the key markets to ensure we address local dynamics and market environment while rolling out our platform in each of the markets we wish to serve.

We will create and help drive exponential economic growth for all our stakeholders.

Shyamasri Das Sharma

Founder & CEO

Head - Product & Risk

Shyamasri is a senior banking professional with extensive experience and leadership roles across APAC in leading multinational banks. She has deep expertise in credit risk management, structured transactions, product management and regulatory oversight. She has structured and executed marquee deals in key Asian markets including China, India, Indonesia, Japan, Singapore. She was the APAC Chair-Digital Council at Deutsche Bank and has led a global, pioneering blockchain based Regtech project.

Interests: Mentoring, Painting, Volunteering

Ashoketaru Sengupta

Co Founder & COO

Head - Business Development

Ashoke has more than 25 years of leadership experience across Asia and Middle East in leading Fortune 500 companies in CFO/COO roles across FMCG, Financial Information, Software, Media and Sports. Ashoke has been instrumental in forging multiple partnerships and new ventures in media, entertainment, sports, analytics & digital media. His entrepreneurial journey includes co-founding technology led ventures and he is also an advisor to several tech startups in Singapore.

Interests: Sports, Bridge, EGaming, Photography, Music

Dhruba Purkayastha

Member - Core Founding team

Head - Sustainable Finance

Dhruba has over 25 years of experience in credit rating, management consulting, investment banking, SME lending and international development financing, with assignments across many Asian countries. Dhruba has worked with IFC and the World Bank in the South Asia Finance and Private sector unit. Dhruba has advised many government and public sector institutions, financial institutions, multilateral institutions, regulators in areas of policy and institutional development.



Interests: Thought Leadership, Teaching, Mentoring

Kakoli Das

Member – Core Founding team

Head - Operations

Kakoli is a banker and entrepreneur with 25 years of experience managing various roles in Corporate and Consumer banking in India and Singapore, with long stint with Axis Bank. She has rich and deep experience in cross-border loan operations, trade operations and documentation process design in Banks, Financial institutions and Alternative Lending institutions. She was the Head of Structured Loan Closure for APAC at Credit Suisse and headed operations and documentation for Transasia. In 2016 she founded Protrust Consultancy (divested in 2018) in Singapore offering back office and middle office financial services to Corporates, Banks and Funds.
Interests: Reiki Practitioner, Rabindra sangeet enthusiast