Simplifying financing for you
Our Solutions
Identity Solutions
A complete identity solution using digital identity verification, face and voice recognition and AI-based identity fraud detection
Credit Scores
Sophisticated and robust technology based credit model providing a comprehensive assessment
Portfolio Analytics
Portfolio level scoring coupled with customized sell down structures for ALM management
Intelligent Loan Origination
Unparalleled Customer Experience
Simple, user friendly screens and minimal manual processes lead to greater client satisfaction
Customised solutions
Loan products can be highly customized to suit specific requirements of individual lenders
Explicit Client Consent
No scraping of mobile data and all KYC data is explicitly provided by client
AI Powered Loan Processing
Intelligent software that allows automated credit scoring as well as manual intervention, if needed
Legal Compliance
All systems and processes are customized to ensure compliance with applicable local laws
The Artha advantage – for lenders
Improved credit decision making
Robust, auditable and flexible credit risk engine which adapts to contingencies and regulatory oversight
Easy integration with APIs
An API-enabled platform that integrates easily with banks for faster exchange of information
Low operations cost
Transparent process and clear communication. Flexibility in terms of tenor and rates